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Video archive of the US Congress

House Proceeding 06-03-09 on Jun 3rd, 2009 :: 2:49:00 to 2:51:25
Total video length: 4 hours 6 minutes Stream Tools: Stream Overview | Edit Time

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Allyson Y. Schwartz

2:48:56 to 2:49:17( Edit History Discussion )

Allyson Y. Schwartz: it's another reason we have to make sure that preexisting discrimination is part of this bill. >> it prevents people leaving a job, they say, don't know if my next job will have the same insurance, so can i leavmy

Allyson Y. Schwartz

2:49:00 to 2:51:25( Edit History Discussion )
Speech By: Allyson Y. Schwartz

Allyson Y. Schwartz

2:49:18 to 2:49:38( Edit History Discussion )

Allyson Y. Schwartz: job inut there's several answers to this there's a bill that's been introduced we hope to get done that requires transparency in the language that's used in insurance policies. all of us are supposed to read the fine print. i don't know how many of us really read the fine print and even if you to you may not know what it means until you're

Allyson Y. Schwartz

2:49:39 to 2:49:59( Edit History Discussion )

Allyson Y. Schwartz: faced with a situation the bill i worked o with congresswoman delauro, it says i'm going to cover hospitalization, it means the same thing whichever insurance company is selling it if you're going to look at that, there's -- you'll know what's covered and what isn't and then be able to decide whether that's the kind of

Allyson Y. Schwartz

2:50:00 to 2:50:21( Edit History Discussion )

Allyson Y. Schwartz: policy you want or not. the others, there's legislation that i actively support that says that small businees should be able to band together to use their purchasing power to buy insurance in the private marketplace and third, what we can do to help individuals is to do something called community rating.

Allyson Y. Schwartz

2:50:22 to 2:50:43( Edit History Discussion )

Allyson Y. Schwartz: it's not this small business with five employees, somebody gets cancer, they're rated on that experience. their rates can skyrocket the next year. what you can do is say, i'll tell the insurance companies, the rates have to be set not on the experience of e small oup but on the experience of the broader community. that's how insurance is

Allyson Y. Schwartz

2:50:44 to 2:51:06( Edit History Discussion )

Allyson Y. Schwartz: supposed to work, share the risk broadly, come up with a community rating system that's fair that businesses or individuals will pay, it isn't one-by-one based on your conditions you gender, your age. we can do those things. those e just changing the rules of the marketplace that will make it more affordable, more accessible for more americans.

Allyson Y. Schwartz

2:51:07 to 2:51:25( Edit History Discussion )

Allyson Y. Schwartz: >> will the gentlewoman yield? ms. schwartz: yes. >> if we think about what insurance is supposed to do, it's supposed to spread the risk. but small businesses get a different price thang somebody who is negotiating for 10,000 people. a major corporation that

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