Video archive of the US Congress

House Proceeding 06-09-09 on Jun 9th, 2009 :: 3:21:50 to 3:25:20
Total video length: 6 hours 35 minutes Stream Tools: Stream Overview | Edit Time

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Chris Murphy

3:21:47 to 3:22:09( Edit History Discussion )

Chris Murphy: who are empleed to try to deny claims and that might be a difference in the way these but if we do it right, it would be a level playing field. mr. murphy: the gentleman knows that for me this is critical to reform going forward. i think if you empower consumers to have real choice, that's one of the ways in which we're going to control costs.

Chris Murphy

3:21:50 to 3:25:20( Edit History Discussion )
Speech By: Chris Murphy

Chris Murphy

3:22:10 to 3:22:32( Edit History Discussion )

Chris Murphy: right now, when you decide you want health care insurance if you're a business or an individual, you know, it's a real cloudy picture out there. you've got to -- you don't know exactly what you're buying, don't know the combination of deductibles and premiums that are going to force costs on you. you can't be ever sure exactly what the benefit plan is,

Chris Murphy

3:22:33 to 3:22:53( Edit History Discussion )

Chris Murphy: whether preexisting covered here or not here. one of the things that's fundamental to this reform is trying to standardize the market. recree ating national standards for hea you've got to have this basic benefit package that covers preventive services and re catastrophic care you can't

Chris Murphy

3:22:54 to 3:23:14( Edit History Discussion )

Chris Murphy: discriminate against people with preexisting conditions, you can't have lifetime limits to basically give people some certainty when they go out and purchase insurance, they're going to get insurance. they're going to get something they can actually use. so a lot of us say, well, you know, why not give people the private insurers, who are

Chris Murphy

3:23:15 to 3:23:35( Edit History Discussion )

Chris Murphy: nevertably going to take a piece of their premium and pay the c.e.o. a big salary or pay back shareholders or turn it into profit, why not give them the option to purchase a nonprofit, government-issued plan. mr. altmire, you're right that that only works if the government option, that government health care option has to finance itself.

Chris Murphy

3:23:36 to 3:23:56( Edit History Discussion )

Chris Murphy: it doesn't get a subsidy from the federal government to help it compete with the private plans. but if that public insurance option has to pay for itself just l insurance company has to, they collect premiums, pay for care, and all has to be self-financing, then you're exactly right, what's the

Chris Murphy

3:23:57 to 3:24:18( Edit History Discussion )

Chris Murphy: problem? if the government is so inefficient, then they will end up having a insurance plan that costs more than the private insurers and nobody will buy that. but if our theory is correct that by not having the profit motivation that the private insurers have, that they run a more cost effective

Chris Murphy

3:24:19 to 3:24:39( Edit History Discussion )

Chris Murphy: product, thewhy shouldn't consumers have that choice? the people in this chamber who are going to say there can be no public insurance option available to individuals are taking choice away from consumers. i'd rather have my 700,000 constituents be able to have as many choices as possible. i want them to decide whether

Chris Murphy

3:24:40 to 3:25:00( Edit History Discussion )

Chris Murphy: they think that private insurance or public insurance is better for them. . everybody will answer that question differe but those of us that will be favoring a public responsive health care plan as one of the options for individuals and businesses are going to be on the side of consumer choice. if weive

Chris Murphy

3:25:01 to 3:25:21( Edit History Discussion )

Chris Murphy: choice, it's going to create a really competive structure that will end up with some people hav some people having private insurance, but a real competition by which we lower health care costs, mr. altmire. i get it. the devil's in the details of making sure that you don't give a little competitive advantage to that public option. but i think it's

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