Senate Proceeding 11-03-09 on Nov 3rd, 2009 :: 4:08:30 to 4:11:00
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4:08:24 to 4:08:46( Edit History Discussion )

Benjamin L. Cardin: alth care for themselves an their families. we have to change that if we're going to get small business back in the country and get small business up and running. mr. cardin: small business are clearly the driving force behind job creation in the senator from delaware is absolutely right. innovation comes from small businesses. they are so discriminated against under the current health

4:08:30 to 4:11:00( Edit History Discussion )
Speech By: Benjamin L. Cardin

4:08:47 to 4:09:07( Edit History Discussion )

Benjamin L. Cardin: care business. they work for -- minimum wage families many times work for small businesses. the status quo is unacceptable. we need to enact the insurance reforms under what we have here small companies can benefit like larger companies much many more choices, there is really no

4:09:08 to 4:09:29( Edit History Discussion )

Benjamin L. Cardin: option for small business today. they don't have a lot of companies willing to write the policies. it's interesting in my state of married, two insurance companies write 71% of the private insurance in my state. if you're a small business owner, you're going to be one of those companies that won't able to find insurance. they can pretty much dictate. one more example, rert, who

4:09:30 to 4:09:51( Edit History Discussion )

Benjamin L. Cardin: lives in baltimore, he's an architect -- he's married to an architect from baltimore who has health insurance from one of the large insurance companies much his insurance for himself and his wife is $20,000 a year. $20,000 a year. a small business person. he can't -- and listen to this,

4:09:52 to 4:10:12( Edit History Discussion )

Benjamin L. Cardin: not only does he have to pay the high premiums, he needs to find a gastroentologist in order to do a test. there are plenty of gastroentologists in his neighborhood, but his insurance

4:10:13 to 4:10:34( Edit History Discussion )

Benjamin L. Cardin: won't pay for that, travel across town. he said that he has to spend more times trying to treat it. there is a lot of wasted money in the system that he has to go through. by the way, if you're in a small business, you're running a small business, you have to spend your time on your business. if you don't spend your time on your business, you're not goi to make it. if you have to spend all your

4:10:35 to 4:10:55( Edit History Discussion )

Benjamin L. Cardin: me trying to figure out what doctor you can see with the small print in your insurance plan, you're not going to be able to succeed as a business person. there's a lot of good reason why we need health insurance reform in america. there's a lot of good reasons why we need to act. there's a lot of good reasons why middle-income families are depending on us to fix this broken system. it's too expensive, there's not

4:10:56 to 4:11:00( Edit History Discussion )

Benjamin L. Cardin: enough choice and the health insurance reforms that are coming out of our committees all